LEASING

ACTION: 2011 10 01-2012 01 31  actions "0% Interest"

Consumer Credit (Credit Sales) conditions:
Item: leather clothes

Duration of the contract up to 6 months:
Minimum financed amount - 150 LTL.;

     1. Advances payment  from 0 LTL;
     2. Tax Treaty:
         - 3.9% but not less than 20 LTL;
     3. Administration tax:
         - 0%
     4.Annual interest rate:
         - 0%

Contract duration 7-12 months, including:
Minimum financed amount - 150 LTL;

     1. Advances payment  from 0 LTL;
     2. Tax Treaty:
         - from 5.9% but not less than 20 LTL;
     3. Administration tax:
         - 0%
     4.Annual interest rate:
        - 0%

Duration of the contract exceeds 12 months:
Minimum financed amount - 150 LTL.;

     1. Advances payment  from 0 LTL;
     2. Tax Treaty:
         - 3.5% but not less than 20 LTL;
     3. Administration tax:
         - 0,3%
     4.Annual interest rate:
         - 50% discount interest

Notes: appreciation rates and contract fee is calculated from the residual use of the loan amount (the value of the goods with VAT - minus - advance).

- Contract fee is counted in each installment;
- Customer experience working in last job must be at least 3 months;